5 Ways to Help Organise Your Finances with the Da Vinci Choice Card

22 May 2018

For anyone looking to bring order and coherence back to their personal finances, the Da Vinci Choice card is here.

A polymorphic-payment ready universal card and packed to bursting with enhanced security and payment protection features, the Da Vinci Choice card is nothing short of a masterpiece of innovation and engineering, and is as user-friendly as it is secure, convenient, functional and smart.

The same size and shape as a regular funding card, the Da Vinci Choice card is in fact a mini computer that slips neatly inside your purse or wallet, complete with its own battery, eInk display screen, numerical touch keypad, and microprocessor. Designed specifically to help you organise your money and deliver heighted security to your existing funding cards, the Da Vinci Choice card and complimentary Da Vinci app not only keeps track of your spending, but keeps every penny safe while doing so.

Here are five ways the Da Vinci Choice card with Mastercard® helps you organise your finances.

  1. Up to 8 Cards in 1

Most people today carry multiple funding cards around with them – usually a combination of debit and credit cards. There are of course, many benefits of having more than one card – boosting credit scores, staggering bill payments, reward programmes and the like – but there is also a number of downsides.

For starters, not every retailer will always accept the card you want to use to fund a purchase. Then there’s the struggle of trying to remember umpteen different PINs, and the high-risk temptation to have them written down somewhere.

The Da Vinci Choice card puts an immediate end to all these inconveniences. The card allows you to link up to eight of your existing Visa®, American Express® and Mastercard® funding cards to the Da Vinci Choice card, any of which can then be used to simultaneously fund the device as you use it to fund purchases online, over the telephone, in stores, or when withdrawing cash from an ATM.

With your multiple funding cards linked to the Da Vinci Choice card, you then only have to remember a single PIN – your secret four-digit Da Vinci PIN – to spend with them. It’s very simple to use. All you do is turn your Da Vinci Choice card on, select the payment card you want to use to fund the purchase using the keypad on the back, enter your Da Vinci PIN, and you can then make the purchase using the one-time codes (more on these below) that are displayed.

Here’s a short video so you can see just how easy it is to link your cards.

(Video source: youtube.com)

  1. One-time PIN and Security Codes Deliver Maximum Security

Keeping your finances organised means keeping them safe – and that’s exactly what the Da Vinci Choice card does.

With your funding cards linked to the device, they are absolutely secure. This is because the only way that you can use the Da Vinci Choice card to fund purchases or withdraw cash from an ATM is by entering your secret four-digit Da Vinci PIN into the back of the card itself.

This means that so long as you never reveal this PIN to anyone else, no one will ever be able to use your Da Vinci Choice card except you.

 (Video source: youtube.com)

Upon entering the PIN, the Da Vinci Choice card then generates single-use-only codes that you then use to complete purchases. When shopping in stores or withdrawing cash from an ATM, the Da Vinci Choice card will generate four-digit codes that are used in place of your actual card’s PIN. When shopping online or over the telephone, the device will generate a two-digit code to use as the card’s month of expiry, followed by a three-digit code to use as the card’s security code.

All codes generated become worthless once used, meaning that they are of absolutely zero value should they be revealed to a fraudster.

(Video source: youtube.com)

  1. Pay with the Card You Want to Pay With

The Da Vinci Choice card is the world’s first polymorphic-payment ready universal card.

Polymorphic payments are simply where every retailer accepts whatever you want to pay with, and the resulting method of payment is secure.

If you’ve got multiple funding cards in your wallet, you will no doubt be sick to death of hearing the words “Sorry, we don’t accept that card here” when you try to make purchases.

But the Da Vinci Choice card is accepted anywhere in the world where Mastercard® is accepted – even if you’re using it to fund purchases with a Visa® or American Express® card.

This provides you with a consistent experience, regardless of payment type, and means that you can start paying with the cards you want to pay with, enabling you to organise your personal finances exactly how you want to organise them. No other card in the world allows you to do this.

  1. Go Contactless with Confidence

More and more of us are embracing the convenience of contactless card payments. Half of all credit cards are now contactless, as are two-thirds of debit cards, according to the UK Card Association.

However, there is an inherent risk with contactless cards in the fact that if you were ever to lose one (or several) or have it (them) stolen, it’s extremely easy for someone to go on a shopping spree using your money. True, the spending limit on contactless cards is just £30 – but a fraudster could of course make multiple purchases with them in different stores without ever being asked for a PIN.

No one wants to give up the convenience of contactless payments – but there has to be a way to make them safe.

The Da Vinci Choice card is the solution. You can make contactless payments with the Da Vinci Choice card, but only once you’ve entered your secret four-digit Da Vinci PIN into the back of it. This means that even if you lose your wallet or have it stolen, your Da Vinci Choice card cannot be used – not even to make a quick contactless payment. It’s the perfect balance between convenience and risk.

(Video source: youtube.com)

  1. The Da Vinci App and Portal

Want to have a better overview of your spending across multiple funding cards? Da Vinci has you covered.

The Da Vinci Choice card comes with a complimentary Da Vinci app, allowing for the complete mobile management of your finances across all the cards you have linked to your Da Vinci account.

Simply log onto the app or to the Da Vinci Portal, and you will be presented with a statement detailing all of your transactions across all of your cards. You can check amounts, dates, charges and currency – the complete overview, in other words, of all your spending.

This makes it extremely easy to manage all of your accounts from one place, and keep a keen eye on where your money is going.

Register for Your Da Vinci Choice Card Today

With the Da Vinci Choice card and complimentary app and Portal, organising your finances couldn’t be simpler. Remove all that unnecessary plastic from your wallet, enjoy enhanced security with one-time PIN and security codes, pay with the cards you want to pay with, go contactless with confidence, and manage all your spending from one place. It simply has to be the Da Vinci Choice card.

Launching in 2018, join the payment revolution and register for your Da Vinci Choice card today.

Written by: Simon Hewitt, CEO,

Simon founded Da Vinci based on his passion and expertise in the information and financial security. As a leader in his field, he loves to write about his observations in order to help progress the industry as a whole.